1. LINKS POLICY AND LIABILITY EXEMPTIONS
BPR Bank, S.A. It is not responsible for the content of the web pages that the user can access through the links established on its web sites and declares that in no case will it examine or exercise any type of control over the content of other pages of the network.
Likewise, it does not guarantee the technical availability, accuracy, veracity, validity or legality of pages outside its property that can be accessed through the links.
BPR Bank, S.A. declares that it has adopted all the necessary measures to avoid any damage that may arise from browsing its web pages. Consequently, BPR Bank, S.A. It is not responsible, in any case, for any damages that the user may suffer due to Internet browsing.
BPR Bank, S.A. It is not responsible for damages of any kind caused to the User that cause failures or disconnections in the telecommunications networks that produce the suspension, cancellation, installation or interruption of the web service during the provision of the same or with character previous.
Access to the web: www.bprbank.com does not imply an obligation on the part of the company to control the absence of viruses or any other harmful computer element. It corresponds to the User, in any case, the availability of adequate tools for the detection and disinfection of harmful computer programs.
BPR Bank, S.A. It is not responsible for the damages produced in the computer equipment, documents and / or files of the Users or third parties during the provision of the service on the Portal.
2. ADVERTISING
The web: www.bprbank.com may host advertising or sponsored content. Advertisers or sponsors are solely responsible for ensuring that the material submitted for inclusion on the website complies with the laws that may be applicable in each case.
BPR Bank, S.A. It will not be responsible for any error, inaccuracy or irregularity that the advertising or sponsor content may contain.
3. MODIFICATIONS
BPR Bank, S.A. reserves the right to make the modifications it deems appropriate, without prior notice, in the content of its websites, both in terms of the contents of the websites and their conditions of use or the general contracting conditions. Said modifications may be made, through their websites, in any way admissible by law and shall be binding during the time they are published on the website and until they are modified by subsequent ones.
4. RESERVATION OF COOKIES
BPR Bank, S.A. reserves the right to use cookies when the user navigates through its websites to facilitate personalization and ease of navigation. Following the data protection policy of the company, BPR Bank, S.A. informs that cookies are associated with the anonymous user and their computer and do not provide the name or surname of the user by themselves.
The user has the possibility of configuring his browser in such a way that he is informed of the reception of cookies, being able, if he so wishes, to prevent them from being installed on his hard drive. However, to access the websites of BPR Bank, S.A. The installation of cookies is not mandatory.
The user agrees to refrain from reproducing, copying, distributing, making available or in any other way publicly communicating, transforming or modifying the Contents, unless they have the authorization of the owner of the corresponding rights or it is legally permitted.
5. PERSONAL DATA PROTECTION
BPR BANK, S.A., in its capacity as the data controller, informs users of its website that any personal data provided through forms, information requests, or other digital channels will be processed in accordance with Law No. 81 of 2019, Executive Decree No. 285 of 2021, the Banking Law, and Agreement No. 001-2022 of the Superintendency of Banks of Panama.
Personal data collected through this website will be used to respond to information requests, manage inquiries, contact the data subject, evaluate requests related to banking products or services, follow up on user requirements, comply with legal or regulatory obligations, and, in general, for purposes compatible with any pre-contractual or contractual relationship that may be established with BPR BANK, S.A.
The processing of personal data may be based, as applicable, on the data subject’s consent, the execution of pre-contractual or contractual measures, compliance with legal or regulatory obligations, the Bank’s legitimate interest where applicable, or any other legal basis permitted by current regulations.
BPR BANK, S.A. may communicate or transfer personal data to providers, database custodians, operational support companies, competent authorities, or third parties linked to the provision of banking services when necessary to address the data subject’s request, provide a service, ensure regulatory compliance, or perform the functions of the banking entity, in accordance with applicable legislation.
Data subjects may exercise their rights of access, rectification, cancellation, opposition, and portability, as well as submit inquiries or complaints related to the processing of their personal data, by emailing opd@bprbank.com or through any other channels enabled by BPR BANK, S.A. for such purposes. The Bank may request reasonable information to verify the applicant’s identity before processing the request.
Personal data will be retained for the time necessary to fulfill the purpose for which it was collected and for the periods required by law, banking regulations, and other applicable provisions.
BPR BANK, S.A. adopts reasonable administrative, technical, and organizational security measures to protect the confidentiality, integrity, and availability of the personal data processed through this website.
Submitting data via the website’s forms implies that the user has read this Privacy Policy and has been informed about the processing of their personal data according to the terms described herein.
When the Bank intends to send advertising, commercial, or marketing communications, it will request the data subject’s prior, informed, and unequivocal consent through a separate, clear, and optional mechanism. Refusal to provide such consent will not prevent the submission of information requests or the handling of inquiries through the website.
6. INTELLECTUAL PROPERTY
The intellectual and industrial property rights derived from all texts, images, as well as the means and forms of presentation and assembly of its pages belong, by themselves or as assignee, to BPR Bank, S.A. They will, therefore, be works protected with intellectual property by the Spanish legal system and both Spanish and Community regulations in this field, as well as international treaties related to the matter and signed by Spain, may be applied to them.
All rights reserved. In compliance with the Intellectual Property Law, the reproduction, distribution, public communication and use of all or part of the contents of its web pages without the explicit consent of BPR Bank, S.A. is expressly prohibited.
Likewise, BPR Bank, S.A. reserves the right to file civil or criminal actions it deems appropriate for the improper use of its web pages and content or for the breach of these conditions.
7. LEGAL ACTIONS, APPLICABLE LEGISLATION AND JURISDICTION
The relationship between the user and BPR BANK, S.A. shall be governed by the laws of the Republic of Panama.
Any controversy that may arise in relation to the use of the website shall be submitted to the competent authorities and courts of the Republic of Panama, without prejudice to the powers corresponding to the Superintendency of Banks of Panama and other competent regulatory authorities.
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